Start paying via KeyChain Pay now to earn a whopping cashback and other rewards!

Earn Rewards as You Pay

Earn up to 4% RewardCash, 3,000 MoneyBack points, cash rebates, bonus points and/or Miles when you pay via KeyChain Pay. This money is all yours and goes directly to your card account.

Credit/Debit Card Rewards Calculator

Wondering how much you could earn? Use our rewards calculator to show you the cashback or miles you will earn each month as you pay rent via KeyChain Pay.

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*The results are dependent on an online-merchant simulation and displayed for reference only. They do not include any welcome offer or other promotions and offers. KeyChain FinTech Ltd. does not guarantee the accuracy, timeliness, validity or completeness of such information, and no responsibility or liability is accepted in relation to any loss or cost you may incur. Customer should refer to the actual Mileages / RewardCash / Cash Rebates stated in your monthly statement for the final amount entitled or reach out to card issuer for any questions.

*Terms and conditions apply.

SPLIT Payment

SPLIT Payment

Split your rent, to boost cashback and rewards
Split between multiple credit or debit cards
Customize portion of payment over each card in a few steps
Enjoy greater flexibility on credit limit for financial needs

Get Started in 5 Easy Steps

By setting up a Smart Contract at KeyChain Pay, you can just sit back, relax, and pay your rent to any bank account while earning More Rewards on your Credit / Debit Card. Just a one-off, five-minute set-up to get started.​

1

Login Our App or Stay on Web

Download our App from App Store or Google Play Store. Or, you’re in directly on our Web Portal.
2

Set up Smart Contract

Let us know who you are, where you rent, and which beneficiary bank your landlord is with.
3

Provide Tenancy

Tell us about your tenancy and stamp duty information.
4

Authorise Tokenisation

Secure one-time authorisation and encryption to tokenise your Credit/Debit card / Apple Pay / Google Pay.
5

Relax and Rewards

All done! Your landlord will receive your rent on the leasing effective date each month. You can now enjoy with more RewardCash, MoneyBack Points, Cash Rebates, Bonus Points and/or Miles!

Get the App

A faster and better way to access all the functionality of KeyChain Pay – anytime, anywhere.

KeyChain Pay Web

Simply create a Smart Contract, and you're in.


*Split payment and public housing rent is supported on our Web Portal now.

* KeyChain FinTech Ltd. may, in our sole discretion, refuse any application or extend the processing time. We may require additional qualifying information prior to accept or process any application. In the event of any dispute hereunder, the decision by KeyChain FinTech Ltd. shall be final and conclusive.​

How it Works

Our AI takes 2–3 business day(s) to perform screening and review on your application. We follow up with you if necessary*.

Upon approval, it will take about one week to deposit your rent to your landlord’s bank account from your authorised credit/debit card if you are a first-time user. If your monthly leasing effective date starts on 20th of each month, you may need to apply with us on or before 10th to ensure sufficient processing time. Our AI learns from your payment pattern so charge date may vary every month – and that makes us different! ​
* KeyChain FinTech Ltd. may, in our sole discretion, refuse any application or extend the processing time. We may require additional qualifying information prior to accept or process any application. In the event of any dispute hereunder, the decision by KeyChain FinTech Ltd. shall be final and conclusive.​

We Protect You as Always

We Protect You as Always

As your trusted partner, we take our obligation to keep you safe online very seriously, so all information you provide is subject to bank-level security measures such as EV SSL data encryption and PCI DSS compliance.


We do everything we can to protect your data while our digital capabilities empower you to manage rent payments smarter, better, and rewarding at your fingertips.


Revolutionising the rental landscape is our belief. Together, we can be different.

More on Security

Let KeyChain Pay Work For You

Get in touch! Our team is happy to step you through the security policy so you will understand our first priority: Protecting Your Payment.

Customer Service

Mondays – Fridays (excluding public holidays) 9:00am - 6:00pm
Let's have a chat
+852 6022 8362
Text us:
+852 6022 8362